Minimalist Mandy

Bess1234

:AGosh the difference MSE makes. One month in, I have gone from over budget to £60 under budget, with long term budget in place. £60 straight off the mortgage. I am calmer, more thoughtful with my choices, and lost 2kg by cutting out the junk food. Making plans knowing there is money in the bank.

Think my baby step too small. Going to make my first target £1140 overpayment by Dec.

Bess1234

First half of refund through £19.
Extra overtime £145.
£164 straight off the mortgage.
Addictive this overpaying

beanielou

OP'ing is indeed addictive

Bess1234

Thanks beanielou, good to be amongst fellow addicts.

Mortgage interest down by £2.01 due to less days in month I think , you know I gotta do it. £2.01 off the mortgage::j:j:j:rotfl:

Next week's mission- Actually go out, and actually have a good time !

Bess1234

:TAnother month. £221 extra wages, £19internet refund. Straight off mortgage. Did end up £30over budget probably due to my overcomplicated budgeting system, but took it out of the slush fund.
Signature edited:T:T

greent

Great progress being made! :T
x

Bess1234

Thank you green. And another 2 kg lost. All good !

Bess1234

Been quiet having that life I was talking about, but remarkably budget has worked a treat. Everything working well, and another 206 overtime, 100 underspend, and £8 stoozing benefit all payed off the mortgage. Rock n roll.
New internet provider sending me reward (Xmas presents) , and think they emailed me to say due to delay they are paying me some extra, but might of dreamt that so will wait and see,as there wasn't a delay that I noticed compared to shocking customer service on last one.

All good rolling through the summer. X

Bess1234

And 2 steps back. I now need to raise £300 for an overpayment I owe and don't want to derail my mortgage overpayments so Mission :
Raise £300 extra pounds.
1. £48 just applied for work uniform backdated tax rebate.
2. £75 Xmas voucher from internet swap now diverted to this.
3. £19 off first shop with Ocado
And now to see what unwanted rubbish I have for eBay... sold it all last time so fear slim pickings.
And work my way through the main site income raising section see if I've missed anything