We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Remortgage or not
Options

Joshm89
Posts: 2 Newbie
With the interest rates set to rise is it a good time to remortgage, would have to pay a fee to end current term but can go onto a better rate or wait until December when I can remortgage with no fee , currently paying 682.94 on 3.44 with 24y11m left can afford to move onto 2 year fixed 17 years at 2.29 paying 810.55 other options are available ERC is 1365.00.
Any advice welcome
Any advice welcome
0
Comments
-
Are you able to overpay each month at all on your current deal without penalty in order to reduce the interest you will pay until December?0
-
Yes can overpay but not by a great amount each month 100-200 maybe0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards