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Debt and new mortgage

Jason6713
Posts: 5 Forumite
Hi All
8 years ago I had my home repossessed through nobodys fault but my own
I am still being chased for the mortgage shortfall. The mortgage was with Birmingham Midshires, I tried to come to a settlement with their first company shoosmiths but this was unsuccessful, I heard nothing for two years and this has now moved on to a company called Moorcroft so the back and orth offers will begin again for a settlement
I have since had credit card,mobile phone contract and a small loan which have all been paid and had no missed payments
My partner I am now with has equity in the property and is willing to use the equity to make a reduced offer of settlement, what I would like to know is would a mortgage company give us a mortgage putting me on to the mortgage when the funds are taken out to settle the old mortgage shortfall.
All help appreciated
Jason
8 years ago I had my home repossessed through nobodys fault but my own
I am still being chased for the mortgage shortfall. The mortgage was with Birmingham Midshires, I tried to come to a settlement with their first company shoosmiths but this was unsuccessful, I heard nothing for two years and this has now moved on to a company called Moorcroft so the back and orth offers will begin again for a settlement
I have since had credit card,mobile phone contract and a small loan which have all been paid and had no missed payments
My partner I am now with has equity in the property and is willing to use the equity to make a reduced offer of settlement, what I would like to know is would a mortgage company give us a mortgage putting me on to the mortgage when the funds are taken out to settle the old mortgage shortfall.
All help appreciated
Jason
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