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Santander and Experian
FTBNow
Posts: 146 Forumite
Hi all,
I'm aware from reading on here (and the internet) that Santander only pull information off Experian - they don't tend to go to CC and Equifax (correct me if I'm wrong!).
I've just logged onto my Experian to find it horrifically out of date: i.e. I was still registered to my old address despite moving four years ago, and none of my recent credit searches at my current address (both of my car finances, Santander credit card) are registered on my account. I was also down as not on the electoral roll, as obviously I have moved house (!).
I have now updated my address of Experian, does this mean the credit information will automatically "load in" so to speak? Obviously I want a true reflection when the hard search for the mortgage is carried out.
I'm aware from reading on here (and the internet) that Santander only pull information off Experian - they don't tend to go to CC and Equifax (correct me if I'm wrong!).
I've just logged onto my Experian to find it horrifically out of date: i.e. I was still registered to my old address despite moving four years ago, and none of my recent credit searches at my current address (both of my car finances, Santander credit card) are registered on my account. I was also down as not on the electoral roll, as obviously I have moved house (!).
I have now updated my address of Experian, does this mean the credit information will automatically "load in" so to speak? Obviously I want a true reflection when the hard search for the mortgage is carried out.
0
Comments
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Yeah I'm with Santander and each time they've done a search it has only been on my Experian file never Equifax. Ever0
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