Personal rate of inflation

kidmugsy

I expect to spend nothing on shoes this year, partly because I can't find anyone who will sell me a pair of trainers that are wide enough.

As for clothes, a new pair of track suit bottoms will probably be necessary.

Terron

kidmugsy wrote: »

I expect to spend nothing on shoes this year, partly because I can't find anyone who will sell me a pair of trainers that are wide enough.

I also have very wide feet - H fitting according to Clarks. I bought a pair of walking shoes from a place called Mountainfeet in Marsden. Previously I have bought from Altimus in Reading and London.

Mnd

kidmugsy wrote: »

Insurance: we need motor insurance, and insurance for the fabric of the house. We've wondered about carrying our own risk instead of buying contents insurance. Currently the Nationwide supplies our travel insurance "free" by virtue of having a Flexaccount. How long that perk will last Lord knows.

We are old enough that we have no life insurance. If we were younger now we should, I think, consider income protection insurance: the protection many people used to get as part of a DB pension is now rare outside government employment.

Finishes at end of this year I've been informed by
Nationwide

System

You can always manipulate your "personal rate of inflation" by not buying the things that have a high rating in the official figures. It's not just the rate in the one year that matters, it's the overall rate over your economic lifetime that matters.
You may be able to avoid particular items one year, but can you avoid them all your life?
Or I suppose you could live a very weird kind of life where you constantly adjust what you do so as to avoid all the currently-appreciating things. No insurance this year, no bread another year, lots and lots of whisky another.

OldMusicGuy

greenglide wrote: »

That is a very old name?

Has been Council Tax for almost 25 years!

I told you we had no control over it....

Or my decaying grey cells it would appear :rotfl: