Funding to do a MSc - CDL / bank loans

Top_Drawer

I used to be a regular on here a few years back but got busy and didn't need money advice any longer I lost all my post history but managed to secure the same name.

I am in the process of looking for funding to do a MSc, ideally this would be in the EU, but I cannot find funding. The erasmus masters plus which would have been ideal for me has been suspended and it looks quite likely that they won't be accepting applications anytime soon. I am also not entitled to a dutch student loan due to my age.

I have done quite a bit of research into a Career Development loan but due to having worked abroad (outside the EU, returned August 2017), I am again ineligible according to the website.

I wondered whether anyone else had any other experiences of co-op bank (who supply the loan) having made an exception, I am a UK resident,who lived in the UK for 31 years prior to travelling abroad to teach English and I worked full time. Or what about having received a standard bank loan via another bank to cover academic / living costs whilst studying.

What concerns me is that I would expect with a bank loan I will have to start paying it back immediately and since I already know it may be difficult for me to find work / maintain an income this may be impossible.

This seems to apply whether I wish to do the course in the UK or abroad - it's just unbelievable that in order to get a LOAN, they're allowed to dictate this!

Thank you for any assistance.

[Deleted User]

It's their money. How is it unbelievable that they dictate how you pay it back?

Sncjw

Have you looked at the funding on the uni you want to go to website

Top_Drawer

Deleted_User wrote: »

It's their money. How is it unbelievable that they dictate how you pay it back?

Re-read the post: The issue I have is that they require you to have lived in the UK for three year directly prior to receiving the funds. I have lived in the UK for 31 years prior to going abroad to work, and as they say am "ordinarily resident in the UK" again - this is what I have an issue with? It seems royally unfair that a foreign student is entitled to come here to the UK and claim a student loan, yet I, a British citizen who wishes to work in the UK / EU in the future, cannot.

Have you looked at the funding on the uni you want to go to website

Yes, it's not looking good as I am not an "outstanding" student - i.e have a first class in my UG, do not come from a deprived third world country or have phenomenal potential.