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Remortgage with a default on my credit file?
Meljane
Posts: 1 Newbie
We're looking to remortgage but my husband has a default on his credit file which was put on in 2014 and settled in 2016. Our credit ratings are both good otherwise. Are we likely to get accepted for a remortgage or is it not worth trying?
0
Comments
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What do you mean by a remortgage?
If you are out of, or almost out of, a short-term deal then your own lender may give you a new deal for the same amount simply for asking.
If you want to shop around and consider other lenders then you are likely to need affordability checks, legal fees and a survey on your property.0
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