Lifetime or payoff mortgage

Brynsam

Please - stop posting on here in the mistaken belief that somehow somebody will be able to help you. Only you can do that (a comment meant in the kindest possible way).

atush

See a solicitor promptly

jamesd

Concernedretiree wrote: »

Husband could have paid off the mortgage in previous house if he had chosen to but he put every available penny into his pension.

That's normally a good financial move because you get tax relief on the pension contributions and that increases the amount available later. It's part of why I have an interest only mortgage myself.

Not paying off seems like something done by his choice, not necessity, downsizing to a lower value property. Also often an excellent financial move.

In purely financial terms for a single person he seems to be making good financial decisions.

But he isn't a single person and doesn't seem to be including you in the decisions but rather acting to isolate you and increase his control over you. What you have been describing is a financially and otherwise abusive relationship where the best prospects for improving your life and the prospects of your children appear to involve leaving the marriage.