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Not taking an offered loan
Hello
Can anyone advise is my credit rating/score will be affected if I choose not to take up a loan that has been offered to me/ Essentially I applied for a loan, was approved but now things have changed and I don't need the money. I haven't signed the offer/acceptance paperwork yet so still have the 14 day cooling off period.
Can anyone advise is my credit rating/score will be affected if I choose not to take up a loan that has been offered to me/ Essentially I applied for a loan, was approved but now things have changed and I don't need the money. I haven't signed the offer/acceptance paperwork yet so still have the 14 day cooling off period.
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Comments
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No. Any minor effect by applying will already have happened.loose does not rhyme with choose but lose does and is the word you meant to write.0
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Other than the search, nothing will show on your credit file.0
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Just make sure you tell them that you no longer wish to proceed BEFORE they advance the monies.0
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