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House Insurance

in N. Ireland
5 replies 1.5K views
BigAl94BigAl94 Forumite
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This is a very unfortunate story about a family that have had tragedy at their door before, https://www.belfastlive.co.uk/news/lisa-dorrians-family-home-destroyed-14518265
They had no buildings insurance in place at the time of the fire. So many times I see reports such as this, there was another one in Bangor recently.
In the grand scale of things if you own a property, buildings insurance is not that expensive if you shop around and use comparison sites such as this one. Around £4/5 per week would cover an average house in NI.
Please make sure you have cover!

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  • Old_GitOld_Git Forumite
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    a few smoke alarms would help as well .
    "Do not regret growing older, it's a privilege denied to many"
  • qwert_yuiopqwert_yuiop Forumite
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    BigAl94 wrote: »
    This is a very unfortunate story about a family that have had tragedy at their door before, https://www.belfastlive.co.uk/news/lisa-dorrians-family-home-destroyed-14518265
    They had no buildings insurance in place at the time of the fire. So many times I see reports such as this, there was another one in Bangor recently.
    In the grand scale of things if you own a property, buildings insurance is not that expensive if you shop around and use comparison sites such as this one. Around £4/5 per week would cover an average house in NI.
    Please make sure you have cover!

    I spent £300 on insurance a few years ago. Then the house burnt down and cost £55,000 to repair. Worth paying.
    “What means that trump?” Timon of Athens by William Shakespeare
  • guirimanguiriman Forumite
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    I had none for about 10 years, saved me circa £2k and never needed it. Now I have it, a bit older and wiser (but hoping still lucky and won't need it).

    First thing we got done when we moved was to upgrade the electric panel to the latest standards with hard-wired smoke detectors
  • qwert_yuiopqwert_yuiop Forumite
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    guiriman wrote: »
    I had none for about 10 years, saved me circa £2k and never needed it. Now I have it, a bit older and wiser (but hoping still lucky and won't need it).

    First thing we got done when we moved was to upgrade the electric panel to the latest standards with hard-wired smoke detectors

    I’ve been told the risk of house fire per house is approximately once every 900 years. Which, looked at another way, means 0.11% of houses burn down every year.
    “What means that trump?” Timon of Athens by William Shakespeare
  • CoolhandlukeCoolhandluke Forumite
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    Always a few money back deals in the form of Amazon or M&S vouchers so check those out and don't auto renew come renewal time.
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