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Cash gift from abroad - tax

Hi,

Me and my wife are looking to buy a house and to help with deposit, my parents (who are Asia) have given a cash gift of £5k. I have the cash with me now physically but have not deposited in my bank account yet. I wanted to ensure I follow the correct steps for tax disclosure while ensuring I minimise the tax bill.

Can anyone please guide me what I need to do? I believe if i go and deposit the monies in the bank account, it might raise questions later by HMRC?

Thanks

Comments

  • TadleyBaggie
    TadleyBaggie Posts: 7,099 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    There is no tax on gifts. The bank may query the source due to anti-money laundering measures.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    There is no tax on gifts. The bank may query the source due to anti-money laundering measures.


    I'd say it's almost certain that depositing £5000 in cash will lead to some questions being asked, and with a foreign source the OP needs to make sure that a full paper trail is available at the time the money is taken to the bank.
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