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Joint application question

Hoping to apply for a mortgage soon but my husband and I have different credit scores / history. I'm wondering to what extent my poor history will impact our application.
If we apply and it's declined because of me I'd naturally feel bad. Then If we were declined and he applied as a single applicant he might be turned down because of the previous application!
Anyone been through this?

Comments

  • amnblog
    amnblog Posts: 12,762 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Use a Broker. You can then be confident in your application.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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