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Small Claims Court
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Once upon a time you could let it rack up to £750 with interest then bankrupt them. It would be worth it even if I never saw another penny just for the satisfaction of knowing they'd not got off unscathed. Sadly that's now gone up to £5000.
And i was one of those nice people who took part in the parliamentary research consultation carried out by the Justice Policy Group @ Ministry of Justice to raise the Bankruptcy threshold limit from £750 to £5000.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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