So how was that (financial) year for you?

pip895

Good Bad or Indifferent?

For me it was pretty Indifferent at 5.4% the active part of the portfolio doing a little better than the passive part, but not by much, so pretty inconclusive.

TBC15

Poor at 10.3% the money-making machine may be slowing down a bit due to running flat out over the last 5yrs.

But who knows, it could seize completely or spring back into life.

On a more realistic look at things as the US has declared financial war on China we are in for interesting times ahead.

bowlhead99

This thread does seem like it could have been carried on from the one started this weekend

Portfolio - One Year Performance (Tax Year End)
https://forums.moneysavingexpert.com/discussion/5820018

PeacefulWaters

Despite intending to run my savings down and having eight holidays, including first class to Bston and Vegas and business class to Santiago, Chile and business class again to Easter Island, I seem to have a similar balance to what I started the tax year with.

I've gifted £25k (gifts out of income to avoid IHT at tax year end) as my income drops considerably this tax year and my spending will almost certainly exceed it again.

Alas, my oncologist doesn't want me flying or sunning myself on a cruise ship, I've used up my hotel reward points with hotels.com, IHG and Hilton, so it's cold hard cash being spent on mini-breaks in the UK.

I can access a decent pension pot in five years, but the mortality charts suggest the kids will inherit that money a lot sooner.

Until then, I'm making the most of what I've got left while time allows. I'll reassess if I do make it to 55!

verybigchris

Did really well Apr-Dec. Then a change of circumstances meant I had to de-risk my portfolio and sell out pretty much everything, and I appear to have done that right at the top of the market.

Research, intelligence gathering and number-crunching can all help, but there's no substitute for sheer dumb luck.

TBC15

bowlhead99 wrote: »

This thread does seem like it could have been carried on from the one started this weekend

Portfolio - One Year Performance (Tax Year End)
https://forums.moneysavingexpert.com/discussion/5820018

I missed that one, afternoon nap must have been longer than planned.

Reue

Made full mortgage overpayments and filled ISA allowance so all good here

BLB53

A bit mixed but OK...my largest holding is Vanguard Lifestrategy 60 which returned 1.9%, then Scottish Mortgage 19%, City of London 2.8% and Finsbury Gr & Income 10.6%.

tara747

I added £12,685 (11%) to my net worth so I'm happy

Sea_Shell

Up 3% overall, ex house. c.£15,000.

chockydavid1983

All good here.
Maxed out ISA contributions (and will do again tonight) and made the most of my cash also.