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Telling Debt Collectors?
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carol1963_2
Posts: 196 Forumite
Afternoon good people, Do I need to tell the debt collector people (if a debt has been sold to them) I'm going to back to the original lender saying I'm disputing the debt with them. Thank you as usual.
LBM 10/9/13 £40,571 (SCARY). NOW DECEMBER 2016 £31,805.
PROUD AND STILL SCARED BUT PLODDING.
SPC 551
PROUD AND STILL SCARED BUT PLODDING.
SPC 551
0
Comments
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Hi,
What is the nature of your dispute ?
If you are querying excessive charges or something of that nature, applied by the original creditor, then the complaint must go to the original creditor who originally charged you.
Anything added after the sale, complaints must go to the debt purchaser.
If its the former, then a quick email/letter to the DCA informing them of the dispute, is regarded as good practice yes.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks Sourcrates, I'm going to try and reclaim off payday lender companies. CarolLBM 10/9/13 £40,571 (SCARY). NOW DECEMBER 2016 £31,805.
PROUD AND STILL SCARED BUT PLODDING.
SPC 5510 -
Reclaim what and whyMortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.0 -
I have already explained why. There is an awful lot of people out there that claim money back off payday lenders - even though it is our own fault.LBM 10/9/13 £40,571 (SCARY). NOW DECEMBER 2016 £31,805.
PROUD AND STILL SCARED BUT PLODDING.
SPC 5510 -
Thanks Sourcrates, I'm going to try and reclaim off payday lender companies. Carol
Full guide to reclaiming interest and charges here :
https://debtcamel.co.uk/payday-loan-refunds/I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thank you.
Not sure Sncjw agrees though.LBM 10/9/13 £40,571 (SCARY). NOW DECEMBER 2016 £31,805.
PROUD AND STILL SCARED BUT PLODDING.
SPC 5510 -
Thank you.
Not sure Sncjw agrees though.
That’s there problem :money::money::money:I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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