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Credit card consolidation - are my sums right?
Comments
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A funny story, I phoned Barclaycard yesterday morning to confirm that they weren't going to set me up on a 'payment plan' or 'arrangement to pay', or anything else that would affect my credit score, and instead the lady on the phone offered me three, not two months of waived interest charges, hooray!
Your credit history is important, your score isnt.0 -
You're right, but it is the 'credit score' that we all use as a point of reference, irrespective of the fact that we know lenders use their own algorithms against our credit history to determine risk.0
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Only those unfamiliar with credit would use it as a point of reference.
You may as well use your horoscope.0
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