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Remortgages and combined income
dave24872450
Posts: 17 Forumite
Guys
My credit rating is really bad but the wife's is excellent. We want to remortgage so thinking of doing so in wife's name only to improve our chances of success. My question is can we do a remortgage in my wife's name only but with both incomes taken in to account to demonstrate affordability?
Thanks
My credit rating is really bad but the wife's is excellent. We want to remortgage so thinking of doing so in wife's name only to improve our chances of success. My question is can we do a remortgage in my wife's name only but with both incomes taken in to account to demonstrate affordability?
Thanks
0
Comments
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No. Only the applicant's income will be taken into account.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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