Santander low credit card limits

600sqn

Reading the forums it often seems like Santander offer lower credit limits than most. People says they have £7k on Barclaycard and £500 on santader.

Does anyone have a high credit limit with them?

PeacefulWaters

High credit card limits are often earned over time. Start modest, accept increases, have higher limit.

Asking people to say what limits they've got takes no real account of what lenders have as criteria for different customer segments.

It's possible that one customer with, say, a £10k Halifax limit will be offered a tiny amount by another provider on a successful card application. Another customer may get a similar limit to their existing big limit card because the new provider sees their credit file as an opportunity to get significant low risk spend.

Me? Half a dozen cards with limits all over £5k. Balance typically under £200 a month paid in full. Rarely used cards seem happy to keep me on the books.

Superscrooge

I've got several credit cards with limits ranging from £1,500 to £15,000 Santander is approx halfway at £7,000

600sqn

Your card with the highest credit limit isn’t Barclaycard is it? Wouldn’t surprise me

Superscrooge

Barclaycard is second highest. Amex is the highest limit and Sainsbury the lowest.