How to get Lending Stream to default my account

LearningtoAdult

I'm started my DMP in Jan 2017 since Feb 2017 Lending steam have reported that my account has been in a DMP and then since Oct 2017 it says 6 late payment markers. I have asked them to default, the 3 accounts from Feb last year as they have clearly acknowledged my difficulties to pay and as a dmp is a long term solution. I have also pointed out that they are putting me in a worse situation than if i had just stopped paying.

They have finally got back to me regarding my complaint and have said: Please be informed since you are enrolled with Debt Management Plan a late payments have been reported on your Credit File, however, we cannot report "Default'' on the customer's Credit File unnecessarily. And they have also said that this is their final response to the matter.

Has anyone got any advice as to what to do now and how to word it because clearly what I wrote before hasn't had an affect.

They are my last account to default me as i'm hoping that i will eventually be in the position to get a mortgage in the future.

[Deleted User]

If you are in a DMP now it will be at least 6 years before you will get a mortgage at "normal"rates.
Sorry I know thats not what you need to hear.

sourcrates

Next step the financial Ombudsman.

But do not expect them to side with you, as you have entered debt management they are entitled to record the arrangement to pay on your file.

LearningtoAdult

venison wrote: »

If you are in a DMP now it will be at least 6 years before you will get a mortgage at "normal"rates.
Sorry I know thats not what you need to hear.

I know that but the rest of my defaults are due to fall off in 4.5/5 years time where as these ones will be still there 6 years after I've paid them.