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Will cash advance impact mortgage application
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Southernman
Posts: 605 Forumite
I have a Halifax clarity card and whilst abroad withdrew 20 Euro on it. Even though interest free cash withdrawals is one of the benefits i’m now concerned it will detriment our application we hope to make in three months.
Other than this our credit file is squeaky clean.
No debt, credit card paid off in full, £110k deposit, never used overdraft nor gone into unarranged overdraft.
Just terrified i’ve screwed things up with this cash advance.
Could we get rejected by a high street lender because of this?
Other than this our credit file is squeaky clean.
No debt, credit card paid off in full, £110k deposit, never used overdraft nor gone into unarranged overdraft.
Just terrified i’ve screwed things up with this cash advance.
Could we get rejected by a high street lender because of this?
Mortgage 1: May 2012 £90,000 April 2020: £47,000
Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
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Comments
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I very much doubt it will be an issue.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Worrying over nothing.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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