Debt free living and looking to the future.
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Hope you enjoyed your coffee and catch up this morning Pennywise xxMummytogirls x0
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lovely catch up with friends and person arrived to pick up ebay item whilst iwas out so DH has given me the £40 towards weekend away spends.
Make £300/ £80Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000 -
Afternoon,
Spent this morning listing items on ebay, couple more bids today and quite a fe bits ending tomorrow so fingers crossed to making a few quid.
Dh has been at work today for his mate but won't be paid for that until next month as DH does his invoices at the end of each month but at least we know its some extra money to come. I took DS to football and the weather stayed fine, god to get some fresh air. On way home I poped into M&S and used £20 voucher on a meal deal, southern fried chicken tenders which where on offer 3 packs for £10 and 2 packs of bacon as I had a voucher on my sparks card for 2 packs for £4 so total spend was £4, then went to Mr S as I had a voucher for £9 off a £60 spend, had made a shopping list and checked prices on line and it came to £52.67 after voucher so pleased I stayed in budget.
Lazy evening planned just tea to make and then glass of vino and TV.
Outgoings -
Bills (direct debit) £87.
Food (eating from stores as much as possible) £300/£61.15
Tutor £156.
Fuel £100/£15
Weekend away £250
Total £893Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000 -
Morning.
Pottering at home day today, hopefully I can clear some of the clutter that seems to have built up with DC being off school.
First wash is already hung out not sure if it will dry as its quite overcast but got to give it a go and washer is on again, dishwasher is on and woodburner is lit, kept the CH off this morning. Trying to be mindful and do the little things to save the pennies, decided not to wash my hair this morning as i'm not going anywhere so I've popped it in a pony tail, found some sachets of shampoo in a drawer, have put these in small suitcase ready for weekend away, saves taking a big bottle or buying travel size, have a small shower gel bottle that's nearly empty wondering if I can decant some conditioner in it to take away instead of taking a full size bottle.
Crumpets for brekkie this morning as they need eating, lunch will be a pick and mix affair, there is some chicken tenders leftover from last nights tea, so could have those in a wrap with salad, also some cooked meat needs eating and avocados that are just pass there best. Tea tonight is carbonara but DS is having a cheese and tomato pizza as he doesn't like carbonara.
Finances checked and 1 DD has gone out so need to amend my outgoings, also have a few items ending today on ebay some should make a few pounds there.
Must do an hour of paper work at some point and write a thankyou card for a relative that sent us a lovely bundle of Easter treats in the post.
Outgoings -
Bills (direct debit) £83.
Food (eating from stores as much as possible) £300/£61.15.
Tutor £156.
Fuel £100/£15
Weekend away £250
Total £889
To do today
Finances
ebay listing/packing.
Washing
surveys
yoga at some point.
Ironing
Hour of paperwork
Thankyou card
To do this week
Ebay listing
Surveys
General housework.
Paint kitchen units/cupboards.
Finish paperwork.
Finances today
0p TT to general savings.
Grocery budget April £300/£61.15
NSD 2
personnel spends
Make £300/ £80Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000 -
Have a good day"If you can dream it, you can do it". Walt Disney0
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£25 made so far today on ebay and still have a coupe of items ending later on, also redeemed £10 paypal from a survey site. Also been a NSD.Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000
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Morning, turned into a bonkers evening on ebay auctions ended and sold and I also sold a few Buy it nows that I had given up on, so total sales for yesterday was just over £60 :j. Lots of ebay packing to do today, did do some last night which I will drop at the PO this morning as i'm going into city with DD to get DS birthday cards and a couple of small presents as he wants money, money for this has already been saved and put to one side.
Yesterday I also managed to get 4 loads of washing dry on the line airer, did use the dryer for the towels though as I like my towels to be fluffy:o.
So today the weather is totally different and raining, no washing out today then, will just put a load on the airer inside. I noticed my brown change jar is getting full so I will get some bags from the bank whilst in city and have a count up only holds about £10 but every little helps.
Finances have been checked this morning, I've put £5 on DS lunch account, no DD have gone out and everything seems to be ticking along, can't believe we are a third of the way through the month already. Do need to get some fuel today car light came on yesterday when I dropped DD at work.
Still trying to eat our way through the big freezer, bagels for breakfast, lunch tuna salad sandwich and tea tonight is either pizza or Jkt spuds as everyone except me is out at different times at different activities and i'm not making lots of different meals at various times.
Outgoings -
Bills (direct debit) £83.
Food (eating from stores as much as possible) £300/£61.15.
Tutor £156.
Fuel £100/£15
Weekend away £250
Total £889
Finances
ebay listing/packing.
Washing
surveys
yoga at some point.
Hour of paperwork
Thankyou card must do this today
To do this week
Ebay listing
Surveys
General housework.
Paint kitchen units/cupboards.
Finish paperwork.
Finances today
0p TT to general savings.
Grocery budget April £300/£61.15
NSD 3
personnel spends
Make £300/ £140Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000 -
It!!!8217;s an early start for you this morning.
Amazing news on the eBay front, particularly on thr items you thought wouldn!!!8217;t sell.
If you have a NatWest bank in town, check whether they have a coin machine in the branch as it will save you having to bag up your change. OH bagged up £30 in coppers for the children but I ended up tipping them in the coin machine. It!!!8217;s free to use and you get a recipt which you take to the till and get the money in a denomination of your choice.0 -
Thanks Chanie, I will check about Natwest, I know they closed the one in the small town, will see where the one is in the city otherwise DS can have the job of bagging up .Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£36000
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Well done on the sales :T :T"If you can dream it, you can do it". Walt Disney0
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