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loan or mortgage?

jacko136
jacko136 Posts: 10 Forumite
Part of the Furniture First Post Combo Breaker
hi, I have raised £6k on a credit card. I need to raise another 10-15K in order to buy a motorhome.
I can get a 10year no fee mortgage at 2.49% through first direct. I've been told though that I would be better getting an unsecured loan.
Any idea if this is correct? I want to pay about £150 pm back.

Comments

  • Sncjw
    Sncjw Posts: 3,535 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    You can!!!8217;t decide how much to pay back on mortgage or loan. It!!!8217;s all down to your finances and history and apr
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment start date 1/3/23.

    Starting balance £66,565.45

    Current balance £63,787.16

This discussion has been closed.
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