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Mortgage Rate / Advice

Options
Hi All


Sceanario


*House in my name only
*Salary £33k
*House Value £200+k
*Mortgage Redemption value = £120k
*Remortgage Amount to be requested = £140k
*Live with my fianc! & 1 year old
*Own another property with CTL, Rent £495pm, IO mortgage is £175pm


I would like to sign up to a new mortgage ASAP, ideally with a provider that has offer valid for more than 3 months to beat the expected May rate rise.


Looking at Nationwide with 5 year fix 2.19%


I currently use a fee free broker but am happy to pay for the service if the rates above are beatable.


Thanks
S
Scoops :)

Comments

  • It is beatable but not significantly more so. Nationwide's offers are valid for only 3 months, whereas some other lenders are 6 months.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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