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Best way to finance...
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We can't really afford to wait 18 months as a lot of the funds are making sure the grounds of the new house are secure for our dogs and this would need to be done immediately
What do you need to do for that? £20k seems like a huge amount of money (it'd be kms of fencing or some ground works).
Can you do a partial job with your disposable income and sort the rest later?0
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