We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
cation
Agent16f
Posts: 1 Newbie
Deleted old thread
0
Comments
-
I've just had a set aside application successful so gone through all manner of hoops and learning during the process.
Sure someone with more experience will answer, but I'm pretty sure the onus would have been on them to prove the debt in the first instance to get the CCJ. What happened when they first tried to get the CCJ, did you defend it then or was it sent to an old address?0 -
Was your wife a named holder of another card on the same account, a card that would have had a different number from your own, and if so, did she run up the alleged debt without your knowledge?0
-
Sorry you were not successful.
It can be difficult to obtain a set aside in these cases, as the court can only look at certain specific reasons as to why it should be granted.
Your argument may of worked if you have been able to respond to the initial claim form.
Put this one down to experience me thinks.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards