Buying contributions

Thursdays_child_3

I will be 60 in January and at the present time on Invalidity and will be till my birthday.

Since 1983 till now I have paid or been credited with contributions, Since 1963 - 1969 I paid full contributions, but in 1969 I had my daughter and during that time till 1983 I either paid no contributions or the married woman's stamp as it was known.

I have asked but not received a pension forecast yet so what I would like to know if I am short of contributions

1) Will they let me buy them?

2) How many years can you buy?

3) Is it worth buying the years?

4) How much does it cost for a years worth of contributions?

My husband is only a few months older than me.

Thank you for any help you might be able to give.

EdInvestor

Thursdays_child wrote: »

I will be 60 in January and at the present time on Invalidity and will be till my birthday.Since 1983 till now I have paid or been credited with contributions

So that's 24 years in the kitty: you will not be able to pay up any more years as you are already paid up back to 1996.

Since 1963 - 1969 I paid full contributions, but in 1969 I had my daughter and during that time till 1983 I either paid no contributions or the married woman's stamp as it was known.

You should be able to claim Home Responsibilities Protection for 1978 -1982, so that's another 4 or 5 years. So it looks like you have around 29/30 years in total which should give you a state pension of around 75% of the full amount.This would be higher than the 60% you can claim when you husband retires.


Get a forecast/claim the pension here:

https://www.thepensionservice.gov.uk