Le cochon returns - we’re back!

PoppyOscar_2

So after an absence of several years we are back!
We are now in a position to start to overpay again and I have DH properly on board at last.
We moved into our current house in January 2011 and started making some regular repayments a couple of years ago and those are now £500 a month. We are also throwing anything additional at it that we can too.
Today it stands at £62752.21 but that doesn’t take into account £260 I have paid in this weekend. Our interest rate is 2.55% and it’s a tracker so no penalties.
Ideally we would like it paid off before we are 60 so that gives us just under 3 years. Then I can think about retiring!
I will try to find my two old threads and fill you in a bit on my story since the last time too.
Feeling determined and happy to be back! :j

clarew

Wow! I used to always read your previous diaries! Welcome back and good luck with this adventure.

newgirly

Welcome back poppy oscar and le cochon I remember reading your previous diaries and will read this one too! Best of luck.....

beanielou

Happy shiny new diary

greent

Welcome back PO - I remember 'le cochon'!
x

tootallulah

Great to see you back, I returned too and am aiming to have all mine paid off by my 61st birthday. Race you!

Courgette

Hey, welcome back! There's lots of us returning at the moment it seems - I've just had a long hiatus too.

Best of luck with the plans - will be following!

PoppyOscar_2

Just overpaid a little £25 - it all adds up. Hope to add more at the end of the month.

So, since I was last here life!!!8217;s been good. I am finally married to the right man - such a sweetheartt. We have a nice life and I count myself very lucky. I no longer chop up chipolatas angrily. I have been promoted a couple of times and dh is on a good salary too. We could probably op much more than we are but dh works away from home so treat ourselves to a nice holiday every summer - usually somewhere hot with palm trees and cocktails.

As I said the aim is to pay it off by the time we are 60 - January and February 2021. I have a spreadsheet. I love a spreadsheet! I think I am the driving force but dh has made some surprise random payments which delights me - quite big ones in the scheme of things. Happy days!

The other drain on our money is our house - we are getting to the final part of doing it up - mostly cosmetic but some big cosmetic stuff like redoing the render..... Hopefully will be finished by the May bank holiday week.

Hello to my old acquaintances - I am glad I am not the only one who fell off the wagon, and I am very happy to have your company now I!!!8217;m back on the journey!