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Struggling with debt repayments.Should I do a DMP?
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Thank you all for your replies. I've decided I'm going to aim to hold off on the DMP for as long as I can and instead I'm going to try and increase my income. I'm already taking any extra hours offered to me at work (although this is only a few per month) and I'm doing surveys etc to make a bit extra. I'm also going to look into reclaiming PPI, although I'm not convinced I've ever had any. Once the car is paid off I'll be over £120 per month better off, so fingers crossed I can make it to that point. If I can't, I'll reconsider doing a DMP but for now I'm just going to get my head down and plough on.0
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