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change of loan and charges

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hi can someone tell me I have a secured loan with marlborough loans who have now written to inform me they have now been taken over by ocean finance I am a month and a half in arears over the past year and they have agreed to an extra 50 pounds per month now ocean have written to say for every month I am in arrears they will charge me 30 per month and if I get to 2 months in arrears they will send someone out to see me and charge me 150 pounds for the pleasure whether i am in or not can they do this we are in debt already with an overdraft and the usual charges from th bank making the situation worse but it just seems when you are down the more they kick you in the teeth can anyone please help

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  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Please use full stops. That aside, call the new owners and say you have an existing arrangement and ask if they can continue it..
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