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My Hubby hid his debt from me for 18 months!
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Interesting read , look forward to following.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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WOW!!! Just, WOW!!!
Your OH is a VERY lucky man... very lucky indeed...
Enjoy your Hols and the debt busting. Looking forward to following your progressBUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Was enthralled by your posts and have subscribed. Well done you for sorting things out so you can both make a fresh start. I would add that reading some posts in the past from people who were afraid to tell their OH's about their secret debt, I would think your OH has been quaking in his shoes gathering up the courage to confess to you and must be so relieved you haven't (a) left him, or (b) boiled him in oil.
Have a great holiday, but keep in mind thegreenone's previous post for when you get back!
Looking forward to following your journey.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
I agree with this.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Wow. Go you.
Have a lovely holiday.
The only thing that concerns me about your hubby and the new spending plan is the £50 limit. Do you think he's had enough of a lbm that means he won't go out and spend several lots of £40/£45 there fore under the limit but adding up?
What about a prepay card with his monthly 'spends' money on it? Would that work for him?Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23180 -
Well done you! Many years ago i was in a similar situation and came out of it divorced and looking after two children whilst working full time, by the way I am a man! My ex still kept spending on cancelled joint cards!!!!
Have you thought of giving hubby just one card to use that you keep tabs on every week?
Oh plus some friends have cheap holidays by house and pet sitting, just pay to get there.0 -
Well done! Interesting story. You did the right thing for sorting things out. It's not easy but good thing you knew the best way possible.0
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wishingthemortgaheaway wrote: »The only thing that concerns me about your hubby and the new spending plan is the £50 limit. Do you think he's had enough of a lbm that means he won't go out and spend several lots of £40/£45 there fore under the limit but adding up?
You have to trust if you love. when one dies so does the other.All that clutter used to be money0 -
thegreenone wrote: »Enjoy your holiday and the moment you step off the plane back in the UK, make sure hubby knows this is the start of a new debt-busting life.
Oh yes, he definitely knows this is the start of the debt-free life, trust me!!What contemptible scoundrel stole the cork from my lunch?
Paid off £22,528.09 debt since Jan 18, and counting. Still got 18 months to go :T0 -
wishingthemortgaheaway wrote: »Wow. Go you.
Have a lovely holiday.
The only thing that concerns me about your hubby and the new spending plan is the £50 limit. Do you think he's had enough of a lbm that means he won't go out and spend several lots of £40/£45 there fore under the limit but adding up?
What about a prepay card with his monthly 'spends' money on it? Would that work for him?
He won't go out and spend, he knows exactly how he got himself into this position and he knows exactly what needs to be done to get out of it.
I will definitely bear the prepay card idea in mind if the original option doesn't work, thank youWhat contemptible scoundrel stole the cork from my lunch?
Paid off £22,528.09 debt since Jan 18, and counting. Still got 18 months to go :T0
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