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payday loan refunds
Comments
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Lenders are far from innocent in this issue.
Let me remind everybody this is an advice forum, people come here for help and not criticism, one day it may be you needing help.
Please be courteous to all posters.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Christ, don't ask advice on this via this forum, all you get is "It's your own bloody fault!"
To be fair it is. If you're a tenner short today its is because of a tenner you blew in the past on frivolous spending.
Nobody forces you to take these loans, nobody forces you to borrow more when you're struggling to repay them. It is your responsibility to not borrow money you can't afford to repay. There are other options if you're struggling and taking out more borrowing is pretty much the worst one to choose.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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