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Help - A liitle lost
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Welcome to the boards and well done on posting the budget. The main thing that sticks out to me is the groceries budget. I have six kids and spend £100 a week on food, toiletries and cleaning stuff and that includes nappies for two and packed lunches for four. I reckon you can definitely cut this down a bit.
Also the buildings and contents insurance looks high at £60 per month. I pay £7.27 a month for just contents and this is me paying it monthly. Next time at renewal I will have enough saved to pay this outright.
Also the mobile bills are huge. I pay £50 for three mobiles, two of which have unlimited data as they are for my two oldest girls. They get new phones for their birthdays/christmas which are bought outright (normally reconditioned models) so don't have the latest phones and it means I don't have to pay extra in their contracts.
Good luck with your debt free journey.0
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