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Urgent advice needed
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So while he is paying the full instalments, SMI doesn't really benefit you.
If the mortgage was taken care of, he would have more money spare to clear debts.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Going forward i am awaiting a house from the council ane the family home will be getting sold once i get something.
You are extremely unlikely to be offered council housing whilst you own a house and live in it unless you're suffering domestic violence. Councils only have an obligation to house homeless people and they don't have to house people who have made themselves intentionally homeless such as from selling a house or not paying the mortgage/rent and being evicted. With there being far far more people wanting council accommodation than councils have and many of them actually being homeless and not of their own making they come way up the list. You could easily find yourself on the waiting list for a decade or more.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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