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What small MSE things will you do w/c 5th March
PurpleFairy26
Posts: 3,903 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
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Comments
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Morning all : hello:
I up as DH had to got to work earlier so I was up with him. I'm just enjoying a coffee in the quiet before the smalls get up. I forgot to add one important thing on my cook list yesterday - I made my sourdough starter :A here's hoping
Not a huge list today but will keep me focused none the less:
Check banking and update my sheet - done
Washing on radiators/airer
Meals from stash I made yesterday
Make sure I have something for the smalls tomorrow as they will need feeding by parents who are picking them up
Write some important dates on the calendar
Had some coffee that's ok and needs using up, but not our favourite
Pay childcare bill and ask about an extra day next week
Do app
Wfh so no commute
Was going to have a rest day from the gym but it would make more sense tomorrow when I will struggle to go, so will go if I have time.
Hope everyone is well.0 -
Morning purps
thanks for starting the thread 
xironsongx I hope you and your oh are feeling better
Today:
* [STRIKE]going to get my haircut after dropping madam off :j 1st time in 4 months :eek:[/STRIKE] Yay my hair is no longre triangular! :j curly haired ladies will know what I mean!
* all meals from stores
* [STRIKE]whizz up, portion up & freeze BNS soup I made last night[/STRIKE] soup was bland as anything!
Spiced it up with ginger, cumin & cinnamon and added a dash of vinegar and now it's lovely! :money:
* dinner is chicken, rice & broccoli lo casserole I put together last night
* take out freezer casserole from tray and wrap it with more cling film and tin foil to save space
* onepoll
* [STRIKE]go to cs' after getting my hair done to see if I can see a handbag[/STRIKE] - just seems so expensive to get one on fleabay when you factor in post glad I did as picked one up for £3 :money: also got some hareem pants for the warmer weather :cool:
* stop and pick up blind for lounge and a muffin tray
* photo and list 3 things
* am pretty much on top of hw so will do an extra chore today as well as a quick tidy round
* freeze wraps in individual portions
* [STRIKE]knit & listen to audio[/STRIKE] actually watched something on catch up
* plant some lettuce seeds
* free veg box delivered
( first box free trial. "£27" of free f&v :T Feeling slightly morally dubious as have cancelled now 
* did 2 ppi enquiries for oh
* received email to say mobile phone has been received £36 heading my way
Ok that will do better get moving!DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Morning folks
Thanks to PurpleFairy for starting us off
Can't seem to shake this tiredness at the moment. Plus my ear doesn't seem quite the ticket at the moment. I think I'll see if I can go back to the doctor today. - got an appointment for 3.30. Been referred to ENT
Other than that, just boring things.- B/L/D from stores
- Gym at lunchtime - done
- Heating off all day
- Charge phone in work - done
- No alcohol
- Early night
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310 -
Hi March Money Magicians,
Another treasured day off. Thanks for the starter PF.
Free-Nillionaire Continuity Plan Year Three:
* Good, homemade, sustaining breakfast.
* Work very hard on my own mental health issues. Do Holistrio App.
* Check online banking and broadband usage.
* Turned off alarm clock until tonight, it resets itself automatically.
* Made a homemade chip pan oil filter to get some more uses out of the oil. The very last croquette I fried last night disintegrated as I removed it from the fryer.
* DW and I are going shopping locally, on foot. I'm feeling like Hell so I'm going to struggle.
* Go to library. Exchange books.
To live without risk is to risk not living.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
Thank you for starting us PF
Still working from my phone,fingers crossed my tablet arrives back today.
Really pleased started to load the car up yesterday to do a much needed tip run.:j
Will do tip run today and then need to go shopping for cat food
Have definitely decided to start planning and saving for project living room. The saving will give me time to sort out and pack up living room. Hoping to have it done by the end of June.:j
A lot needs doing and decorating really really stresses me out:( so will definitely have to get in the right mindset for this.
Going to get a tidy up of upstairs done today.
Trying to pace myself as left leg really swollen it shouldn't be but goes thru phases of doing its own thing which really frustrates me as it slows the rest of me down. Can u tell I'm a fidget pants!!!!!:rotfl::rotfl:
Will get my head into some paperwork....falling behind on this. I will get this up to date!!
Spends book up to date and Feb spends all balanced,it's good when I can see it down on paper that I'm not going crazy with spending like I used to do without a care in the world. It keeps me in check!
Have a great day everyone xDecluttering challenge 2023🏅⭐️⭐️⭐️⭐️
Decluttering challenge 2024 🏅🏅⭐️⭐️⭐️⭐️0 -
Good Morning All
PF - Thanks for starting us off today
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Back to normality now as snow slowly melting and school is re-opened. Today we have/will:
Check Bank & made PAD - Done
Bake Banana Cake - Done
Load of towels to be Washed - Done
Pay mum's rent - Done
Post a couple of parcels - Done
Purge a few emails - Done
Enter a few comps - Done
Surveys -
All meals from cupboards/fridge/freezer - Done
Check: Tombola Stars, Lucky Bob, Luckyphone, FPL - Done
Have a great day all.
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning everyone!
Minumums for this week:
- Move payment dates on 2 CCs to start of month - DONE
- Ten new Ebay listings - 7 down, 3 to go
- Mini-overpayments to CCs - DONE (I like rounding numbers down)
- 4 NSDs this week (Wednesday - Saturday)
- Update totals spreadsheet when next CC statement comes in
- Chase a bit more freelance work
- Get website closer to GDPR requirements
- Grocery shopping for missing ingredients for meal plan
- Keep entering competitions
- Declutter email
- Join Prolific Academic and do some surveys - DONE
Have a great week
Debt-free August 21, Mortgage-neutral April 240 -
Morning Monday MSE-ers,
Felt really tired yesterday after the 1st 'normal' day I'd had since dropping over a fortnight ago to the lergy. But more energy today & have been up & at it! Also, drew curtains first thing to find that all our snow has gone. Yay! Some mini-daffs struggling into flower too, so feel quite Spring-like.
Achievements so far:
*Turned all the bedroom heaters down a notch now that the cold snap is over.
*Did a quick 30 min at 30 degrees wash.
*Loaded the washer for a cheap load overnight on half-price tariff.
*Entered a prize draw.
*Fed sourdough jar ready to mix up a loaf tomorrow.
*Added more free resources to my stash in the shed - a plastic meat tray for seed-sowing, 4 more cups from free Waitrose coffees ready for my climbing beans & a big jar for pickling season.
*Sowed tomato seeds.
*Fed wigglers as want to harvest a tray of worm compost soon. Also topped up main compost bins.
*Watered sweet pea seeds plus greenhouse salads.
*Unpacked box of random gifts from visiting Mum yesterday: jam jar, bag of stuff for listing on ebay, 2 part-packs of inter-dental brushes (I've never known anyone like her for starting new products before finishing the old ones!), 8 magazines including a current Radio Times, a CD, 2 gift bags, a packet of seeds, 2 stamps & a lovely hardwood kitchen stool).
*Paid 9 x 50ps into my sealed pot.
*Rounded up small change for shrapnel bowl.
*Did a couple of Prolific Academic surveys.
*Ordered the rest of my outstanding veggie seeds & qualified for a free packet.
*Remembered to get tonight's meal out of the freezer. All those frozen extra portions do come in useful for 'free' meals later, don't they?
STILL TO DO:
*Update DFW diary
*Assess craft resources to see if I could make a few Easter cards.
*Knit - am currently making mr f a new pair of funky socks using up leftover yarn from my stash.
OK, must crack on.
Hope poorly people & feeling a bit better today. Let's see what sort of a week we can manage.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
:think:
* DW and I are going shopping locally, on foot. I'm feeling like Hell so I'm going to struggle.
:wave:
Shuffled around shops like a character from a Zombie movie. Cupboard's all stocked up now.
* Nice new pile of library books. DW chose recipe books....on Salads. :question:
* Lunch was quiche frittata.
* Was going out for a curry tonight; not up to it. Bought one of those Indian Meals in a Bag in Morrison's instead. £20 saved.
* Rest of the day will be spent in my chair re-watching DVD boxsets.
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0 -
PurpleFairy Thank you for starting this weeks thread.
I have been reading along over the last few weeks but I've not felt I've had anything to contribute.
Today I have/will:- Collected books requested for free from the library
- Make HM made bread
- Make a batch of porridge
- Dry washing on airer
- Meal plan for the week
- Use free milk pods with my tea
- Light solid fuel stove
- Put kettles on top for free hot water
- Turn off all lights & appliances, not in use
- NSD
- RM survey, I need to prepare for this week and post last weeks (on the correct day), as I wasn't able to post last week due to the weather
- BLD from stores
- Put hair up to delay washing it for a day
- Write shopping list
I am also going to accept that things went to pot a few weeks ago regarding the contents of the fridge and then I buried my head in the sand. Today I am going to draw a line under this episode, deal with the science projects in the fridge. After this, I will get back on track with the usual of checking the contents regularly and planning how and when to use them.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0
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