Car Finance

Roline83

I am looking for a new car and last week found one that was a possibility and enquired about it and was approved for finance last week with Evans Halshaw. They emailed me to say I had been approved and when did I want to collect, but I wasn’t 100% sure on the car and wanted to keep looking for another one, the same make, so with the same dealership, I was told that if I wanted another car this would been another credit check and could affect my acceptance. Is this the norm? To be checked per car even though the next car I saw could be from the same place?

System

You declined the offer so they'll be doing a fresh application if its not the same price which will be another credit check. DO NOT let them use that as a reason to force you to buy a car you don't want.

Roline83

Thanks. Wasn!!!8217;t entirely sure how it worked. Defo not, I don!!!8217;t want the car as there!!!8217;s better ones, lower mileage etc that they have.

C.M.

Maybe don!!!8217;t let them do a credit application until you have made a final decision on what car you want - To avoid unnecessary hard foot Prints on your credit file

nissan_st

the salesman may be able to change the car by speaking to the finance company without a new credit check,it can happen if they give a maximum lend etc.
it is normal to have to re credit check though because each car will have its own elements that affect the lending decission, age ,mileage etc etc