We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit checks

mummytofour
mummytofour Posts: 2,636 Forumite
I am not sure which bored this should be on so please feel free to move. Basically we found out last week that my husband has a problem with his creidt file, he has a bank account that he does not use and the bank took away his O/D without telling him. The thing is we are finacilly connected and I have asked equaifax to separate us, they wont as we have a joint mortgage. I was hoping to get a loan in the next couple of months so I can move my Credit cards onto a loan and get them paid off, but I am VERY worried that my DH problems will come up and I will be refused. Does anybody have an words of advice? DH bank has been contatced and they have reinstated his O/D. All this despite the fact that for the last few months I have been paying money into the account, I am really so cross with the bank and DH for being so STUPID!
Debt free and plan on staying that way!!!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.