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The Last Leg.
Comments
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I am soooooo tired!
I just wanted to cry when I woke up this morning- not another day working!
So after working two very long shifts on the wards at the weekend I'm really ready for a rest.
But- hopefully -It will be worth it if I'll get paid on friday this week from the weekend shifts and the money is ok.
Didn't go to the party I was supposed to go to at weekend, people cancelled last minute, so I worked instead.
I really need to get a work life balance. How though?
My anxiety at not booking shifts and taking time off when I could be working and paying the debt off is horrid and goes through the roof, the only way I can see an end to it is by repaying everything
get rid of all the pounds by summer !!
weight loss 3/42 lb
Debt from 1st March:
Was -£8900 NOW-£5000 PAID- £3900
Get rid of the weight, pay the debt, then get myself a campavan! :T0 -
Went in to the banks today and closed my old accounts, oh and also paid off my mortgage :j
Just five thousand on my cc at 0 % now to get rid.
Had to open my savings tin to do it and I’m going to be pretty skint until payday in three weeks time but I’m sat here now on my bed trying to take in that I own my home.
Not that long since I nearly lost it due to my arrears.
It feels weird.
I feel I need to celebrate but I’m not sure what people do in this situation. Maybe have a chippy tea.get rid of all the pounds by summer !!
weight loss 3/42 lb
Debt from 1st March:
Was -£8900 NOW-£5000 PAID- £3900
Get rid of the weight, pay the debt, then get myself a campavan! :T0 -
It is a weird situation. I kind of celebrated inside when I cleared mine! It doesn't seem like the sort of thing people openly celebrate, which when you think about the amount involved and the time it takes, it really should be a big celebration.
You have done amazingly well and I can understand why you feel you can't relax til all your debt is cleared, but do make a bit of time for fun/relaxation.What goes around comes around.....I hope!0 -
Thank you! Your right we dont celebrate what is a massive achievement really, when I eventually pay the rest off I’m taking my parents out for a really nice meal- they’ve helped me so much and still do. A big part of me wants to put a banner outside the house lol. Instead I got myself a two pound bunch of flowers :beer:get rid of all the pounds by summer !!
weight loss 3/42 lb
Debt from 1st March:
Was -£8900 NOW-£5000 PAID- £3900
Get rid of the weight, pay the debt, then get myself a campavan! :T0 -
Great news.
Pay a quid off the debt & you are in the 4's!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.0 -
Great news.
Pay a quid off the debt & you are in the 4's!!
Great minds! It was £50 but done just that! :j
Off to work an extra shift today, worryingly there are hardly any extra shifts at the weekends anymore- I normally have a choice of wards to work on but not this month. I have a forced two days off tomorrow and Monday which is a good thing really but after getting used to all the extra payments I’ve been getting it’s a bit scary. Not that I’m spending anything on me as such it’s mainly been going against the debt.
Up at five this morning cat decided he wants feeding at that time. Hmmm. Thanks Byron, now I’m here and he’s back in bed.get rid of all the pounds by summer !!
weight loss 3/42 lb
Debt from 1st March:
Was -£8900 NOW-£5000 PAID- £3900
Get rid of the weight, pay the debt, then get myself a campavan! :T0 -
Well done on being mortgage free. That must feel amazing. You will get the rest of the debt done before you know it.:j1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Congratulations on becoming MF. I didn't celebrate either. Like you I didn't feel MF until I became DF as the debt was against my home.
You are doing great
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Thats cats for you :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.0 -
Oh & well done on the exrta payment :j :j
Not so good on the lack of shifts.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.0
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