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Setting up a self employed personal pension plan

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  • Hi!
    I!!!8217;m intrigued if anyone has any other points that could help me.

    Im in a simar situation to your daughter NeilDS, I!!!8217;m 30 and have become self employed within the last 2 Years. Now my business is doing well, I!!!8217;d like to start focusing on where my pension should be.
    Unfortunately, previous to this, no job I had before paid any pension for me so I!!!8217;m starting from scratch.

    Does anyone have any suggestion to which pension companies I should look into?
    I!!!8217;ve heard NEST, though apparently I can!!!8217;t use them as I have employees. Nutmeg caught my eye, but have different packages/fees.

    What fees should be right?

    I!!!8217;m completely new to this pension world so any advice would be greatly appreciated!
  • dunstonh
    dunstonh Posts: 119,714 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    ve heard NEST, though apparently I can!!!8217;t use them as I have employees.

    You would really only use Nest if you have employees. Not if its just you and you are self employed.
    Nutmeg caught my eye, but have different packages/fees.

    And is not very good.

    Are you looking to take out a pension just to tick a box are do you want to do it right?

    Are you self employed or a company director?
    Do you have employees?
    How much is involved (amounts can sway where to look)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • xylophone
    xylophone Posts: 45,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you read through the links in post 12 above?

    You could take advice from an Independent Financial Adviser


    https://directory.moneyadviceservice.org.uk/en
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