What is the anniversary of my mortgage??

jb_lord

Hi. Hoping someone can advise - I have a nationwide mortgage on which I'm making overpayments. I'm probably not going to manage to get near the 10% a year limit but what is 'a year'? Is it:

A. The anniversary of date I took the mortgage out?
B. The anniversary of date I fixed a new deal?
C. The end of the calender year?

All three are different and i can't find it anywhere on my mortgage statement that clearly defines it.

jackieblack

Ring them and ask (that's what I did, they were very helpful )
For me, it was A&B (for me they are the same date)

YHM

Nationwide, its a year from completion and so on.