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Lost Company Pension

Andy1593
Andy1593 Posts: 1 Newbie
in Pensions, annuities & retirement planning
Hi
I use to work for a company in Reading called GWR between 2001-2005. It was part of a radio group that was sold to Capital and eventually Global.
I had been paying a contribution to my pension of approximately £30 per month up until I left the company and I still have payslips that show these contributions. Last year I decided I wanted to put all my pension information together from previous employers but couldn't find any statements from GWR/Global so I contacted various pension tracing services and eventually got an address for the company responsible for pensions for Global.
Their response was that there wasn't enough contributions after the plan was wound up in 2016.
So does this mean my 4 years of contributions are just lost?

Any help or advice would be greatly appreciated

Comments

  • hyubh
    hyubh Posts: 3,788 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Andy1593 wrote: »
    Their response was that there wasn't enough contributions after the plan was wound up in 2016.
    So does this mean my 4 years of contributions are just lost?

    What exactly was their response? Also, was this a DB or DC scheme?
  • xylophone
    xylophone Posts: 45,913 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    https://en.wikipedia.org/wiki/GCap_Media

    What information was given to you about your pension when you left?
    there wasn't enough contributions after the plan was wound up in 2016.

    How can there be contributions after a plan has would up?
  • Blackbeard_of_Perranporth
    Blackbeard_of_Perranporth Posts: 7,605 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Duck Duck Go is your friend

    https://www.gov.uk/find-pension-contact-details
  • Slinky
    Slinky Posts: 11,537 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 2 March 2018 at 3:46PM
    I left GWR in 2001.


    I have a Clerical Medical Buyout Plan from my contributions, try contacting Scottish Widows 0845 788 3333 which is the current contact from my 2017 statement.


    ETA in 2006 the scheme seemed to be being handled by Foster Denovo Ltd/David Hugh Interdependence Ltd with a note at the end they were paying Interdependence Ltd commission for advice, which given I'd never heard of them or received any advice peed me off greatly so I transferred control of it to my own IFA.
    Make £2026 in 2026
    Prolific £156.37, TCB £8.24, Everup £12.17
    Total £176.78 8.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • Ian011
    Ian011 Posts: 2,432 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Slinky wrote: »
    ...try contacting Scottish Widows 0845 788 3333 which is the current contact from my 2017 statement.
    FCA regulations have banned financial services firms from using premium rate numbers starting 084, 087 or 09.

    Check official website for a new number.
  • Slinky
    Slinky Posts: 11,537 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ian011 wrote: »
    FCA regulations have banned financial services firms from using premium rate numbers starting 084, 087 or 09.

    Check official website for a new number.


    Have just found Feb 2018 statement, the number is still as quoted.
    Make £2026 in 2026
    Prolific £156.37, TCB £8.24, Everup £12.17
    Total £176.78 8.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Slinky wrote: »
    Have just found Feb 2018 statement, the number is still as quoted.

    Try 0345 ...
This discussion has been closed.
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