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Unemployed and is not paying N.I. illegal?

Sorry for the daft question but it has got me wondering and hope i have posted in the right place.

I'm at a point in life where basically i have taken time out from work and simply travelling around.

A friend said, how am i paying my National Insurance?
I thought yes there will be a gap but i can always make up for this time lost later on.

He then went on to say that if i'm not paying National Insurance after 3 months and nothing is being credited it then becomes illegal as i have to contribute.

I've looked up on the Gov website and can't find any such information, is this true or am i being misinformed?

Hope someone can clarify and many thanks.

Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Utter nonsense, I would take everything this friend ever says again with a very large pinch of salt because they don't have a clue.
  • tacpot12
    tacpot12 Posts: 9,426 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    agrinnall is correct. Don't leave it too long before plugging the gaps, you can only pay for gaps in your National Insurance record from the past 6 years.
    The comments I post are my personal opinion. While I try to check everything is correct before posting, I can and do make mistakes, so always try to check official information sources before relying on my posts.
  • alewin
    alewin Posts: 183 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Wow, cannot believe the ignorance of some people.

    National Insurance is similar to Income Tax, you only have to pay if you are working and earn above the threshold to pay NI.
    [Jay] wrote: »
    He then went on to say that if i'm not paying National Insurance after 3 months and nothing is being credited it then becomes illegal as i have to contribute.

    Your 'friend' is not here from an EU member country is he?
    People who come here from the EU and want to stay in this country must find a job and be working within 3 months. Otherwise they are classed as a visitor and have to go back.

    Maybe your 'friend' is getting this 3 months mixed up because EU nationals, in theory are illegally here if they are out of work for a period of more than 3 months.

    I think the above is correct.
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    Many thanks for your replies and advice, appreciated. :)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    They may be a nice friend, but as said if ever they start to talk about anything involving money just put your hand up and say "STOP"
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    alewin wrote: »
    Your 'friend' is not here from an EU member country is he?
    People who come here from the EU and want to stay in this country must find a job and be working within 3 months. Otherwise they are classed as a visitor and have to go back.

    Maybe your 'friend' is getting this 3 months mixed up because EU nationals, in theory are illegally here if they are out of work for a period of more than 3 months.

    I think the above is correct.

    I dont. AFAIK they can stay as long as they want. Do you have a reference for that?
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 2 March 2018 at 11:39AM
    I've looked up on the Gov website and can't find any such information,
    I typed national insurance into google and found this within seconds.

    https://www.gov.uk/national-insurance

    You pay National Insurance if you're 16 or over and either:
    • an employee earning above £157 a week
    • self-employed and making a profit of £6,025 or more a year
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