We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Unsecured Debt Free by 2021
Options
Comments
-
I need to be much more frugal next month. I've technically got money in my current account plus a healthy emergency fund, but thats only by pure luck. A very spendy month this month, car parking, one gig, one ticket for another gig paid for and new car tyres. Thats a couple of hundred quid right there. I need to start getting the bus for work again and use the car when the buses don't run. Technically if I don't count the money from the PPI and the DMP payments I've set aside I'd only have £6.00 to last 16 days until payday. I hadn't been on a night out for a year and I don't buy car tyres every month so things should work out ok next month, but its scary to see how things can get out of control so easily. When all said and done I'm relieved I've got the luxury of an emergency fund and that I can add to it every month so I need never be in absolute dire straits again.Debt March 2018 £27,596:eek: DMP Start June 2018 Debt Free Date 2023:T:T:T Debt July 2020 £14,700 Debt July 2021 £93000
-
Well as you say at least you have the EF.
A lot of people in your position dont have one.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy One Year DMP Anniversary to Me.
No longer counting down to pay day.
Still have money in the bank the day before payday.
Finally able to relax at the end of a hard days work without worrying about paying the latest bill.
Life is Sweet.Debt March 2018 £27,596:eek: DMP Start June 2018 Debt Free Date 2023:T:T:T Debt July 2020 £14,700 Debt July 2021 £93000 -
Awesome. I bet life is so much less stressful for you now. Hope you doing less overtime now.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards