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Platform remortgage and change of circumstances

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Poorhouse Posts: 19 Forumite

28 February 2018 at 9:10AM in Mortgages & endowments

Hoping for a bit of advice. Our fixed rate with Platform comes to an end in December. I’ve been offered a really good redundancy package and this would mean I’m not earning when it’s due. I’m planning on taking some time off to retrain (we also have a baby on the way!). The house value is around 240k and we’ve been overpaying regularly so will owe 160k over a 19 yr period. Doing the spreadsheets and calculations we can easily afford the house (using my redundancy) for 3 yrs. However my husbands salary is not high enough that he could mortgage alone. My question is, has anyone been with Platform when it comes to remortgage? Do we get offered another deal or are we stuck with their svr?

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Platform remortgage and change of circumstances

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