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Remortgaging and Lifetime ISA's
Rayjan
Posts: 1 Newbie
Hello, this is this is my first time posting here just so everyone is aware.
I am planning on buying a home for myself, with my girlfriend paying rent. She currently has a Lifetime ISA that won't be ready until this time next year. My question is if I were to switch mortgages in two years time (assuming I have a 2 year fixed initially), would I be able to add my girlfriend to the mortgage and would she be able to use her Lifetime ISA and be classed as a first time buyer?
I am planning on buying a home for myself, with my girlfriend paying rent. She currently has a Lifetime ISA that won't be ready until this time next year. My question is if I were to switch mortgages in two years time (assuming I have a 2 year fixed initially), would I be able to add my girlfriend to the mortgage and would she be able to use her Lifetime ISA and be classed as a first time buyer?
0
Comments
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Pretty certain she wouldn't be able to use it as she technically will not be buying the property. Good try thoughI am a Mortgage Broker.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice0
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