We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Remortgaging and Lifetime ISA's
Rayjan
Posts: 1 Newbie
Hello, this is this is my first time posting here just so everyone is aware.
I am planning on buying a home for myself, with my girlfriend paying rent. She currently has a Lifetime ISA that won't be ready until this time next year. My question is if I were to switch mortgages in two years time (assuming I have a 2 year fixed initially), would I be able to add my girlfriend to the mortgage and would she be able to use her Lifetime ISA and be classed as a first time buyer?
I am planning on buying a home for myself, with my girlfriend paying rent. She currently has a Lifetime ISA that won't be ready until this time next year. My question is if I were to switch mortgages in two years time (assuming I have a 2 year fixed initially), would I be able to add my girlfriend to the mortgage and would she be able to use her Lifetime ISA and be classed as a first time buyer?
0
Comments
-
Pretty certain she wouldn't be able to use it as she technically will not be buying the property. Good try thoughI am a Mortgage Broker.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards