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Put away your purse & become debt-averse

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Comments

  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 31 August 2022 at 8:14PM
    Lol, @milann. I have been politically active locally in the past & did win a seat on the council. I don't think I'd do it again though. It is hard work in an area which is very much of the opposite political persuasion. Interesting experience though.
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • QueenJess
    QueenJess Posts: 4,807 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    foxgloves said:
    I can't recall who was suggesting this, but the idea was that all households & businesses should get a limited amount of basic-priced energy units, then once they have been used up, they'd be moved on a standard higher tariff for further use. I likes this idea because people who are struggling on a low income or who try very hard to keep their energy use low, would have those initial cheaper ones to help keep costs down. It would also help with climate change goals too, as the higher users would be paying more & thus have more incentive to reduce usage. I probably haven't explained this very well, but when I read the article, it did just feel more progressive, really.
    F
    That is a brilliant idea!

    Re: energy I now am the proud owner of two nightlights (one for each kid).  DS said he was worried that it went on automatically and didn't he need to turn it off when he left the room!  There's some big irony somewhere because DS and DH are awful for leaving lights on all round the house and I am always turning them off!

    I think I realised why my summer base electricity might be higher than the average... my house is super sealed as it was originally built by the builders with an air source heat pump.  But to heat the upper rooms and also to provide fresh air to every room (otherwise the house will sweat), there is a filtering system which runs 24-7.  I had forgotten that I turned the fans up during the heatwave as theoretically they should work harder at sucking air out of bathrooms/kitchen etc and therefore it would be slightly less hot.  Anyway, I've put them back down to the average.  I'm still pondering what other little things I can do, but most things are hindered by DH and I highly suspect he is the main culprit!
    2026 decluttering: 1,156 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 335🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
  • milann
    milann Posts: 11,766 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    My brother was a councillor many years ago. He put me off politics forever 😂😂😂
    January spends - £587.58
  • I like the low cost fuel allowance idea. If somebody is using electrically to run medical equipment either increase their allotment of lower rate fuel or give a payment the equivalent to the additional running cost to the electricity account, the account holder or the patient.
    Fashion on a ration 2025 0/66 coupons spent
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