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Put away your purse & become debt-averse
Comments
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Wow, what a great bargain, @Sun_Addict.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
I never seem to find any good clothes in charity shops, so have to second hand shop online instead. I do love a second hand bookshop though and the one I went into today was great - I got three really good quality, popular, barely used large kids books (one hardback) for £4. Wouldn’t even get one new for that!2026 decluttering: 1,306 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 390🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0004 -
They were a good find, @QueenJess. I don't find many clothes at all in charity shops, but there has been the occasional lucky strike. I think I enjoy the anticipation of the hunt really. It feels a bit like beachcombing.......well without the sea air, fab views, seaside flora & fauna & holiday vibe, of course.
I must get cracking. If I don't have a decent list of achievements for tonight's diary post, you all have my permission to take me to task. Laundry already on, rubber chicken is next.....
Chat later,
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
Another one here who stuggles to find much in charity shops - although the one exception to this is EmmAndEss stretchy t-shirt style tops which I do surprisingly often manage to find seemingly totally unworn! The one I have on today is actually a CS find from a few years back.
Hope your rubber chickening went well - I've got some of that to do at some stage in the next day or so!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
Hope your chicken is nice & stretchy @EH.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
Hello m'dears,
Busy productive day. Feel like a proper old crock now though, collapsed out in the sofa with Soot on my lap. Today I have:
*Done my regular Monday morning budget updates & shifted funds around to keep the various pots straight. Paid CC off in full & pondered what best to do with the government council tax rebate.
*Fitted all this week's laundry into 2 loads, line dried for free & only ironed the few items which needed it.
*Fed sourdough jar ready for baking tomorrow.
*Dealt with Grimsby fish box - all divvied up, labelled & frozen except for some which I poached ready for tomorrow's batch cooking session.
*Rubber chicken duties - it had already done s roast & cold chicken, chips & salad. Divvied up leftovers to make fajhitas tonight, a chicken & sweetcorn mayonnaise sarnie for tomorrow's packed lunch plus some frozen for stew. Gribbly bits in slow cooker made 3 cartons of stock.
*Began hardening off outdoor tomato plants though it was a bit too windy for their first day.
*Potted chilli plants into their final containers.
*Watered greenhouse & young plants waiting to go out into borders.
*Did a couple of surveys
*Litter/rubble picked new front flower bed prior to getting the compost/topsoil/chopped comfrey mix onto them at the weekend.
*Knitted more Christmas present hiking sock over my lunch break.
*Planned what I'm going to batch cook tomorrow.
*Entered a competition.
Have enjoyed my busy day but reckon I'll be early in bed tonight.
Talk to you tomorrow,
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!8 -
I’ve also had a productive day. Wasn’t it a fantastic drying day in our neck of the woods today?I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪6
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I hope you don’t mind if I follow your
diary🙂 I’m loving your approach to everything and am learning a few things. I don’t have a diary myself but love reading the different journeys.
Trying for daily wins, and a little security in an insecure world.6 -
@Sun_Addict - Yes, laundry was dry in no time, even big thick towels. All these small energy savings will help us build up credit for autumn & winter.
@Kitchenbunny - You're welcome! We like a discussion on here, so do feel free to join in if anything interests you. I like your strapline about "a little security in an insecure world". I think that is so important in these very worrying times. All we can really do is shore ourselves up as best we can to try & weather it out.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!7 -
My dad thinks I am a bit weird as first sign of a sunny breezy day my first thought is shall I strip the beds! Which I did yesterday and changed to the summer quilt and had the best nights sleep in ages having stayed relatively cool all night. I am so easily pleased these days8
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