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Put away your purse & become debt-averse

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Comments

  • savingmore
    savingmore Posts: 661 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    When I was with my ex we were so broke one month we lived on Cuppa soups for every meal,we were allowed one bread roll with it and that was all, I can't look at a cuppa soup now without thinking about that time😀and how I worked out afterwards that we would have been better off buying a big sack of spuds instead at least then we would have had a bit of variety 😀
    when i started full time work, it was just before christmas.  spent my wages visiting home and then boyfriend for christmas and new year, different parts of country.  in january i bought a sack of potatoes and cooking oil and that’s what i live on for whole month.   do not recommend it!!!!  but i had no money and it was survival.   
  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks everyone for your comments & contributions, which I enjoyed reading as always. Agree a sack of potatoes is a good purchase when the SHTF financially - so much can be done with them, esp with a few v basic cheap storecupboard ingredients.
    Busy morning - 3 loads of laundry done & dried on the whirlygig for free, yesterday's roast chicken divided up to provide a salad with home made bbq wedges tonight, fajhitas tomorrow, a packed lunch & some frozen for the next Epic Man Stew. Carcass (plus one I froze a while back) in slow cooker for stock. Monday morning budget updates done & a couple of surveys. Over £60 in my PA surveys earning pot atm... aiming for £100 by Christmas.
    Not much gardening as it keeps showering this pm, but have done my hanging baskets. I think they are my most stingy ones ever! Everything shopped from home: Baskets, used  circles cut from an empty compost bag for liners, 2 geraniums given to me by my friend (grown from a little cutting she filched from a stately home greenhouse, tut tut) & 2 trailing basket plants I bought a couple of years ago & over-wintered in the greenhouse. What a tightwad! Nothing like the bad old days when I would regularly spend 40 or 50 quid just to fill a couple of seasonal containers. Hope to get a bit more done outdoors tomorrow, 
    Stay safe - this delta variant is getting more than a bit worrying. 
    F x

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Blackcats
    Blackcats Posts: 4,471 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Loving the lentil and cup a soup stories.  Reminded me of the Royale Family episode when Denise made "cup a soup with a twist" - the twist being she put the kettle on the table with the sachets of soup laid out in bowls.  I'm another person who spent money I didn't have on Clinique "bargains" which usually meant another must have makeup bag and either a lipstick or nail varnish in a colour I'd never wear.  
    I used to spend an absolute fortune on ready made hanging baskets 😳
  • Onebrokelady
    Onebrokelady Posts: 7,994 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    When I was with my ex we were so broke one month we lived on Cuppa soups for every meal,we were allowed one bread roll with it and that was all, I can't look at a cuppa soup now without thinking about that time😀and how I worked out afterwards that we would have been better off buying a big sack of spuds instead at least then we would have had a bit of variety 😀
    when i started full time work, it was just before christmas.  spent my wages visiting home and then boyfriend for christmas and new year, different parts of country.  in january i bought a sack of potatoes and cooking oil and that’s what i live on for whole month.   do not recommend it!!!!  but i had no money and it was survival.   
    Neither did we hence the cuppa soups, at least potatoes are more filling 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,756 Owed = £10,874
  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    @Blackcats & @Sun_Addict - Yes, loved that skincare brand, but I don't think any of the heaps of Bonus offers I succumbed to contained a lipstick shade I actually wore. Also, some of the samples weren't products I used... blusher, eyebrow pencil, etc. Usually, I had my eye on the small perfume sample often contained within. For the price of the two full size products I had to buy to qualify for my umpteenth make-up bag of those freebies, I could have spent less simply treating myself to a modest bottle of the fragrance! What a numpty I was. It didn't help my ever-ailing finances that back then, the city I lived in had 3 department stores plus a huge B**ts, all of which offered that well-known Bonus promotion at different times.
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Another hot day by the looks of it. Already been round opening all the windows. I'm going to get my garden tasks done early today as 25° is my official wilting point. I do want to be productive though so am aiming to see what I can get done by coffee time. Lots, I hope!
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Awwww, @FourSeasons - that would have made my day! Thanks for sharing your lovely photo.
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
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