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Put away your purse & become debt-averse
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foxgloves said:Have definitely woken up with Lockdownitis this morning. Hoping a bucket of coffee will help me turn this around. The day is yet young........
F x7 -
Me too I woke up at 8ish but was still really tired, my alarm went off at 10 and I made myself get up but I'm sooooooo tired today. I made myself take B for our walk through the fields thinking that would wake me up but it didn't work. I was supposed to be going into town for some much needed shopping but I just haven't got the energy.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1207
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Sorry to hear that Foxgloves, you are always so positive but it hits us all at some point. It's been a long haul and not going anywhere soon so I guess it's inevitable. Hope it clears soon but until then coffee and a curl up with your book might just help. Sending hugsCC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £08 -
Aww, thanks Dottles. I am generally quite a positive person, & when I do find myself in low mood, I know it will be fairly temporary.
DawnW, OBL & Tescodealqueen - Yes, I think we are all ready to see some progress now.
And hi to everyone else too, who might be dropping in today...... I can't say I've had a very productive day. I've done the ironing, put dinner in the slow cooker, labelled all my jars of marmalade, fed my sourdough jar, tidied & started learning a new piano nocturne.
I enjoyed chatting with my sister on our weekly skype call & we arranged to swap a few magazines by post. I've also thought about February's budget (yesterday was my Big Budget Day) & decided that if we stick to everything (& let's face it, we're not exactly going out atm), then I can sweep an additional £300 into savings this month. I'd briefly considered £400, but then returned to Planet Reality when I remembered that our car tax is due this month.
Well m'dears, I've got the fairy lights on, the stove is lit, & despite Lockdownitis, I've progressed well through Day 3 of Project No Longer Looking Like a Sofa!
Be cosy,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)12 -
Reading about what you have been up to today, I'm not sure you had lockdownitis you just knew the dreaded (well to me anyway) ironing to do today 🤣
I don't think the weather is helping with lockdowns, brighter drier weather would help tremendously.
I hope @foxgloves and everyone reading is feeling better tomorrow.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family10 -
BaileysBabe - Well, I'm sure the thought of my big ironing pile didn't help. It's definitely not one of my favourite tasks, that's for sure!2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)6 -
Morning Snowdrops!
While not back to my usual levels of bushytailed brightness, I don't feel as 'so what' about life as I did yesterday. I slept well, was supplied with wholemeal toast & peanut butter plus a suitably large coffee by the Beloved nice & early & just decided to go about my day as normal.
It's been quite useful so far. Friday is my weekly cleaning day, so I had done all that by coffee break time, as well as emptied all the bins. I didn't really have any plans for the rest of the day, but I decided after my 2nd caffiene fix that it would be useful just to try & move on a few things which have been (or look set to be) hanging around. I noticed we are getting low on flour while I was mixing up a sourdough loaf this morning, so I emailed our local windmill about the possibility of another flour order. I've also emailed a couple of my marmalade customers (I sell a few jars locally for charity.....I used to be the charity when we were debt-busting, lol, but I like to donate any little bits of cash from sales to charity now) having worked out how much I can sell & how much I need to keep for our own pantry, for gifting, etc. I've written a list for town tomorrow - mostly fresh fruit & veg from the market & printed off some free resources for the RSPB's Big Garden Birdwatch, which takes place this weekend. We do it every year & it will feel like a bit of normality, as well as being a free activity we can do while stuck at home. I was pleased to receive a present I ordered for my nephew's birthday with today's post & was all set to get it wrapped, but when I opened it, it is not the correct item. Grrrrrr.....how difficult is it to put one single correct item into a parcel? I've sent a bit of a terse email, asking for the correct item to be sent asap, as I don't have a lot of turnaround time for a birthday in the 1st half of Feb, as I will need to wrap the item, box it with the others & post it on to the birthday boy. Infuriating!! A large parcel also arrived for Mr F. I wonder what it is.....I bet it's some rare nerdy box-set, although I don't care what it is, as long as he's used his 'Personal Spends' money to pay for it, which he will have done :-)
We heard from our dentist yesterday that they are operational again, so have booked in. Even that (& I'm a bit of a dentist-phobe) felt like something a bit normal. The garden work we needed to liaise with neighbour about is all booked in & we will be paying half each, so that's another annoying lingering thing on its way to being sorted out. Oh, & I've chased the firm that is coming to re-do our failed shed roof to pin them down to a specific week if not quite yet a date (needs a dry day), so I do feel I have moved a few things forward today.
It's Mr F's cooking night tonight. My contribution was merely to remember to take some haddock out of the freezer, so I am going to enjoy some leisure time this afternoon. I'm thinking I will progress writing up a huge family history project, read some more of my book & treat myself to a soak in a tubful of bubbles with a face pack & the works.
Keep on keeping on, m'dears,
F xx
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)10 -
More FREE cheery things..... just popped down the garden to empty compost bucket. Peeped in one of the bins & it is full of rich crumbly compost ready to spread on the beds in our veggie garden. So that is Free Cheery Thing #1. Others are:
#2 Rhubarb shoots poking through so have covered with forcing crock for an early crop.
#3 Lots of snowdrops coming into flower. As I've said before, all the ones under the old pear tree came from a little pot Mr F bought me for Valentine's Day the first February we were in this house. That was better value than a bunch of cut flowers for sure!
#4 Two of my hellebores are flowering & a third one is in bud. It was lovely to spot that bud because it's on one of Mum's hellebores which I saved from her beautiful garden before we put the house on the market.
#5 I spotted several more self-sown foxgloves which I can move to fill up gaps in my flower borders.
I am really looking forward to some dry days when I can get my new funky little wellies on & get out there. Gardening keeps my head in a good place.
F 🌸 🌸 🌸2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)10 -
Glad to see you have had a slightly more bushytailed day today. I listened to a podcast today about happiness and what makes a happy life, one of the things that makes for a happy life is giving or doing things for others, so selling your marmalade counts as one of those things, obviously it goes without saying that getting outside in nature is a good way of boosting happiness along with doing something creative 😊
I have Hellebores in my front garden that I bought for my 50th birthday,we went for a lovely day out to a National Trust place and they were selling them so I bought some to remember the day, that was 8 years ago in June and they flower every year. I smile every time I walk past them and still get excited when I see the first buds, I can't remember which ones they are but there are two purple ones and a white one. I am waiting for dry weather so I can get on and tidy my garden,it was neglected back in September/ October when I usually give it a good tidy before winter,I couldn't do it this year because I was too ill but I'm determined to get it done as soon as it stops raining all day
I used to do the big bird watch every year but lately I don't get many birds in my garden due to too many neighbourhood cats, I have a feeding station which I've just bought some bits for and Im going to put them out as soon as they arrive. I love having wildlife visit my garden 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,12010
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