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Put away your purse & become debt-averse
Comments
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Thanks, HHoD - Just a little teeny tiny celebration with some nice pizza from our favourite little indie pizza place, but at the weekend, I intend to treat myself to a bottle of my current favourite gin & I've told the Beloved he can choose a bottle of single malt.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Thanks, 1LL. I think I'm still a bit in shock that it has gone, to be honest, but very very thankful.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Congratulations :j
Your home is now yours, and a mortgage free life lies ahead :T0 -
Thanks, Dawn. The next stage will be looking after our key asset by getting some quotes for essential building work. I have absolutely not the faintest idea how much it is all likely to cost, but 'needs must' as they say.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Congratulations - so pleased for you and Mr F. Probably a good thing that it had to get done quickly so you couldn't over think it.0
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Congratulations foxglove on being mortgage free.we managed to pay ours off just before I was 50, still can remember that day me and DH just sat looking at each other in disbelief. It's a bit of a weird feeling.:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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Thanks, Blackcats. Yes, you are right because I can be a massive overthinker at times. I'd have spent ages researching additional savings options too, but the building society advisor really explained how we could make our savings work better for our circumstances & so we felt confident setting those accounts up without our more usual several weeks of faffing around doing endless pros & cons.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Thanks, Amber. Yes, it's a weird feeling..... in a good way, of course, but definitely weird!
I'm sure I will feel more normal about it tomorrow.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Wow! Congratulations on being mortgage free!paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.170 -
Many congratulations foxgloves (and Mr Foxgloves) enjoy your gin and malt at the weekend!0
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