Desperate for advice ex partners debt ccj/bailiff

lillyladybug

Hi everyone
I'm after as much advice as possible as I'm really worried what will be at my door , A letter was delivered addressed to my ex stamped on the front of the envelope was from the court
The letter is a notice of issue of warrant of control from Lowell if he doesn't pay before the 1st of march it states the creditor has asked for a warrant to be issued to the bailiff to seize goods for sale at a public auction !
I work from home and also have 2 little monsters at home and terrified they can break into my home and take what ever they wish for his debt i really don't know what to do , can they do that ? It is my home
any advice would be very much appreciated as i am truly terrified of what may happen
Thank you in advance kind regards Lilly

fatbelly

But you ex does not live there, and has no belongings there?

I assume this is the county court bailiff on a consumer credit debt. They are usually OK to deal with and should have given you a mobile number.

If you let them know that your ex does not live there and (if you want to) give his present address that should be OK. Post again if not.

You should know that bailiffs have no right to force entry on these debts and a county court bailiff will normally follow the rules.

National_Debtline

Hi Lilly


Welcome to the forum. I can understand what a worry the situation must be, but don't panic. As fatbelly says, this sounds like a county court bailiff collecting a CCJ. They can't force entry unless they have been inside previously so keep your doors locked and do not let them in.


If the debt is in your ex partner's name, you cannot be held liable for it. You need to contact the bailiff and inform them your ex does not live with you (I've assumed this is the case?). Providing a forwarding address would help and you could provide a copy of your council tax bill if it shows you are claiming a single person discount.


If you are able to inform your ex partner of the situation they can seek their own debt advice on how to deal with it. They will be able to apply to the county court to stop the bailiff action and set up an affordable payment plan.


Susie
@natdebtline